The Benefits Of Comprehensive Car Insurance PH

When it comes to purchasing insurance for your car in the Philippines, you should consider purchasing comprehensive car insurance. This insurance provides protection from a wide range of risks that car owners experience while they are driving their vehicles. It will give you the most peace of mind compared to other auto insurance covers that insurance companies offer.

So how exactly can you benefit from getting comprehensive car insurance PH?  First of all, this insurance will cover you from total loss of your car.  A total loss can occur in three ways. First, when your is stolen and never recovered thereafter.  Car thieves can steal your car and cannibalize it for parts or drive it to another country.  Since the spare part in the Philippines is very lucrative, it is possible to lose a car to thieves who have the intention to strip and sell the spares.

Total loss of your car can also happen if it is written off after being involved in a very bad accident.  In this case, the total cost of repairs may exceed at least 50 percent of the sum assured.  Most insurance providers prefer writing off such cars instead of repairing them.

Another way that total loss of your car can occur is if it is involved in a fire. In case the car is completely consumed by a fire, then the car is considered to be a total loss. If you have comprehensive car insurance PH, the insurance provider will settle your claim and enable you to get a new car.

Comprehensive car insurance will cover you from theft of car parts.  In case thieves remove certain parts of your car, such as tail lamps, headlamps and car stereos, you can make a claim and be compensated for the loss if you have comprehensive insurance.

For more information on the benefits of comprehensive car insurance PH, visit our website at https://ichoose.ph/start/car