How To Buy Motorcycle Insurance Philippines

When you purchase a motorcycle in the Philippines, it is important to go ahead and buy a motorcycle insurance policy that includes liability insurance coverages. This will help ensure that you are able to pay for property damage or bodily injuries suffered by others in an accident that you cause. If this is something that you have never done before, you may need some help making the right choice. The following are some steps to help you find the right motorcycle insurance Philippines.

First and foremost, make sure that you choose the right coverage. If you want to cover your bike against damage or loss, it would be good to get collision or comprehensive coverage.  Collision coverage can help to protect against damages to your bike in case of an accident involving a collision, regardless of fault and regardless of whether the other party has insurance.  Comprehensive coverage can help cover against losses not caused by a collision, like theft, flood, fire, and vandalism. 

When looking to buy motorcycle insurance Philippines, it is important not to forget accessory coverage. This coverage protects what collision and comprehensive don’t, which is anything and everything that is not “stock” on your bike.  We are referring to custom paint, seat, pipes, and even riding gear such as your leather jacket.

So, how much accessory coverage do you need for your motorcycle?  To make it easier for you to make a decision, you need to account for everything that you would have added onto the bike that is not included from the manufacturer. This includes anything added by your dealership, or a previous owner if you are buying a second hand motorcycle from an individual.

For more tips on how to buy motorcycle insurance Philippines, visit our website at https://ichoose.ph/