How To Buy Car Insurance Philippines

Are you planning to buy car insurance Philippines for the first time? If you do, you need to know the right steps to take to make sure that you get the best cover. When some people are looking for car insurance, they tend to look for the most affordable, but that is not the right way to approach it. You need to invest in adequate in order to avoid breaking your bank account to pay for medical fees, repairs or replacement in case of a car accident.

As you look for the right car insurance, one of the things you should do is make sure that you choose the right add-ons. One of the important add-ons to consider is road-side assistance. On road facilities such as minor repairs, towing, fuel, battery jumpstart, and so on can be availed with this cover.

Other important add-ons to consider when buying car insurance are return to invoice and engine protection. Return to invoice is very crucial in case of the total loss of your car. The amount mentioned on the invoice will be compensated to the policyholder. Engine protection add-on covers the cost of repairing or replacing the engine of the insured car.

You also consider include NCB protect, consumer cover and loss of personal belongings to your car insurance Philippines. The NCB protect cover helps in retaining the No Claim Bonus even after making a claim. Maximum two claims are allowed with this cover. The consumable cover will take care of the cost of repairing or replacing consumables like nuts and bolts, engine oil, and so on. If you lose expensive personal belongings such as a smartphone or laptop, you can raise a claim under the loss of personal belongings add-on.

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